Swinson swings for payday pirates. Consumer minister Jo Swinson has called a summit to investigate if greater regulation is needed to control payday lenders. The industry is currently under the remit of the Office of Fair Trading, who is set to hand control over to the FCA next year. In March of this year the OFT proposed referring. Lenders failing to conduct adequate assessments of affordability before lending or before rolling over loans.

A number of people asked how they could learn more about LKMM, which is what much of this blog post is about. This documentation replaces most of the older LWN. Of course, if you come.

Two years ago I fell in love with this photo. So I spent an afternoon looking around for a large copy. I did all the typical things, you do when looking for a photo. Google image search, tin eye. As you might know, the internet is a busy place filled with photos and badly organized. But, it was on Life Magazine. Going there, I actually found a similar photo.